Internet Service User Agreement

By this User Agreement (hereinafter referred to as the Agreement), the Administration of the Internet service recmoney.com invites any capable person acting exclusively in its own interests, hereinafter referred to as the User, to use the services provided by the Internet portal recmoney.com, which is located on the Internet at https://recmoney.com

In accordance with this Agreement the Service Administration offers the User services for using the capabilities and functionality of the recmoney.com Internet Service posted on the website on the terms specified in this Agreement, as well as other documents that regulate such relations between the Internet Service Administration and the User.

A performance by the User of any actions in relation to the Internet Service or from the moment the User starts using the Internet Service to the extent that it is permissible by the functionality of the Internet Service shall be considered to be an unconditional acceptance of the terms of this Agreement.

This Agreement does not require bilateral signing and is valid in electronic form. A use of the Internet Service by the User means that the User accepts and agrees to comply with all the terms of the Agreement.

This Agreement regulates the procedure for the provision of information and other services by the Administration of the Internet Service by the technical capabilities of the site through secure pages in the field of informing about the possibility of obtaining a loan, issuing a loan between third parties.

1. GENERAL PROVISIONS OF THE AGREEMENT

1.1. This Agreement regulates the relations that arise between the Administration of the Internet Service and the Users in the process of using the functionality of the Internet Service by Users.

1.2. This Agreement has been developed by the Administration of the Internet Service and contains the basic rules and regulations on the basis of which it operates Internet Service.

1.3. The Internet Service is an Internet platform within which the Administration of the Internet Service provides Users with information on the organization of interactions between users: placement of information on a search of a loan, on a provision of a loan.

1.4. The current version of this Agreement is available at https://recmoney.com/services/rules-ru

1.5. The Administration of the Internet Service reserves the right to make changes to the text of this Agreement by notifying the Users about it by publishing a new version of the Agreement on the Internet at https://recmoney.com/services/rules-ru. The User shall obliged to regularly monitor the changes made to the Agreement. If the User does not agree with a new version of the Agreement, the User shall immediately stop using the Internet Service. If after the entry into force of a new version of the Agreement the User continues to use the Internet Service, the User thereby confirms his full agreement with the new version of the Agreement.

1.6. The User shall be obliged to read the Agreement in full before using the Internet Service functionality. Use of the Internet Service shall mean full and unconditional acceptance of this Agreement by the User in accordance with the applicable laws of the country where the User is located.

2. ACCEPTANCE OF THE AGREEMENT.

2.1. For the full use of the functionality of the Internet Service  the User shall accept this Agreement.

2.2. Acceptance of this Agreement shall mean full acceptance by the User and consent of the him to the terms of this Agreement, as well as other documents that regulate the operation of the Internet Service and are available on its pages.

2.3. From a legal point of view the Acceptance of this Agreement is the legal actions of the User aimed at using the functionality of the Internet Service.

2.4. The User shall be prohibited from using the functionality of the Internet Service without full and unconditional consent to the terms of this Agreement.

2.5. All electronic documents, notices and expressions of will, executed or performed remotely, via the Internet Service and under this Agreement, shall be deemed executed in a simple written form in a proper manner.

2.6. The term of this Agreement shall not be limited.

2.7. Acceptance of this Agreement shall not be withdrawn by the User.

3. LEGAL STATUS OF THE INTERNET SERVICE ADMINISTRATION

3.1. The Internet Service Administration shall act on behalf of the Internet Service and the owner of the Internet Service, within the framework of this Agreement and other documents that regulate the operation of the Internet Service.

3.2. The Internet Service Administration shall control the operation of the Internet Service, its performance, as well as actions of the Users in the process of using the functionality of the Internet Service.

3.3. The Internet Service Administration reserves the right to restrict access to the Internet Service to the Users who violate the terms and requirements of this Agreement, as well as other documents that regulate the use of the Internet Service.

3.4. The Internet Service Administration shall have the right to:

3.4.1. at any time change the design of the Internet Service, its Content, the list of services, change or supplement the software and other objects used or stored in the Internet Service, any server applications at any time with or without prior notice;

3.4.2. if necessary, send messages to Users by e-mail and other available means regarding the use of the Internet Service;

3.4.3. provide the User with services, the procedure for the provision of which is described in this Agreement, as well as other documents that regulate the relationship between the Administration of the Internet Service and the Users;

3.4.4. request at any time and in any form the User’s consent to the processing of personal data in the Internet Service and to the fact that personal data posted on the Internet Service can be considered public;

3.4.5. import and save personal data to which the User has been granted access;

3.4.6. establish additional restrictions on the use of the Internet Service, as well as change such restrictions at any time;

3.4.7. take other actions to improve the quality and ease of use of the Internet Service by the Users.

3.5. The Internet Service Administration shall:

3.5.1. provide information and personal data left by Users to third parties and other Users, taking into account the provisions of this Agreement and the norms of the current legislation of the country of location of the User.

3.5.2. organize and ensure proper provision of services to the User, within the framework of the terms of this Agreement, as well as other documents that regulate the relationship between the User and the Administration of the Internet Service.

4. LEGAL STATUS OF THE USER

4.1. The User shall be provided with the opportunity to post advertisements and familiarize himself with offers of search and / or granting of loans by third parties on the pages of the Internet Service.

4.2. The User shall be entitled to:

4.2.1. use the functionality of the Internet Service, which is provided for such a status of the User;

4.2.2. require the Internet Service Administration and the other Users to comply with the terms of this Agreement, as well as other documents that regulate the operation of the Internet Service;

4.3. The User shall undertake to:

4.3.1. Comply with all the terms of this Agreement, as well as other documents that govern the operation of the Internet Service;

4.3.2. Use no services, provided by the Internet Service Administration, for illegal purposes or for purposes that may in any way damage the Internet Service and / or third parties.

4.3.3. Disclose no confidential information that has become known to him as a result of relations with the Internet Service;

4.3.4. Perform no actions prohibited by the Agreement on the Internet Service;

4.3.5. At least once every 2 (two) months to get acquainted with the content of this Agreement and other rules governing the procedure for the provision of services by the Internet Service Administration and the procedure for using the Internet Service;

4.4. When using the Internet Service, the User shall be prohibited from:

4.4.1. Use the Internet Service in any way that may interfere with the normal functioning of the Internet Service and its elements;

4.4.2. upload, store, publish, distribute and provide access or otherwise use viruses and other malicious programs;

4.4.3. take actions aimed at destabilizing the operation of the Internet Service, attempt to unauthorized access to the management of the Internet Service or its closed sections, as well as perform any other similar actions;

4.4.4. collect and / or store personal data of the Users for commercial purposes.

4.4.5. use automated scripts (programs) to collect information and / or interact with the Internet Service;

5. PERSONAL DATA CONFIDENTIALITY

5.1. The Administration of the Internet Service shall guarantee collection, processing and storage of personal data of the Users in strict accordance with the requirements of the law.

6. LIABILITY

6.1. The Service is a mean of transmitting information by the Users.

6.2. The Administration of the Internet Service shall not be liable for the transactions that are and / or will be concluded between the User and third parties based on the information posted on the Internet Service. The relationship between the User and third parties shall be governed by separate agreements concluded between the User and third parties.

6.3. The Internet Service Administration shall make every possible effort to exclude offensive, incorrect or illegal information from the Internet Service.

6.4. The Administration of the Internet Service shall not responsible for the accuracy of an information posted by third parties on the pages of the Internet Service.

6.5. The Internet Service Administration does not guarantee that the software, servers and computer networks, used by the Internet Service, are free from errors and malicious programs. The Internet Service Administration shall not be liable in the event that use of the Internet Service resulted in loss of data or damage of equipment.

6.6. The Internet Service Administration shall not be responsible for possible failures and interruptions in the operation of the Internet Service and loss of information caused by them. The Internet Service Administration shall not be liable for any damage to the User’s computer, mobile devices, any other equipment or software caused or associated with the use of the Internet Service.

6.7. The Administration of the Internet Service shall not bear any responsibility or any obligations for damage caused to the User as a result of interaction with advertising or information posted on the Internet Service.

6.8. The Internet Service Administration shall not be liable for any damage (including loss of data) that may be caused to the User by a removal of the Content or the termination of the Internet Service.

6.9. Under no circumstances the Internet Service Administration shall be liable to Users or to any third parties for any damage, including lost profits or lost data, harm to life and health, honor, dignity or business reputation resulting from the use of the Internet Service, the content of the Internet Service or other materials to which Users or other persons gained access via the Internet Service even if the Internet Service warned or indicated the possibility of such harm.

6.10. For violation of the terms of this Agreement the User's access to the Internet Service, certain sections of the Internet Service may be limited, suspended or terminated for an indefinite period.

7. DISPUTE RESOLUTION

7.1. This Agreement shall be governed by and construed in accordance with the laws of the country where the User is located.

7.2. All disputes arising under the performance of this Agreement and other documents of the Internet Service shall be resolved through negotiations.

7.3. If it is impossible to settle the dispute through negotiations, the dispute shall be referred to the courts of any jurisdiction at the location of the owner of the Internet Service.

8. FORCE MAJEURE

8.1. The Administration of the Internet Service shall be released from the liability for partial or complete failure to fulfill its obligations under this Agreement if such failure was the result of circumstances arising after the publication of this Agreement as a result of force majeure that the parties could not foresee or prevent.

8.2. Only the following events shall be considered to be force majeure circumstances that make it impossible for the relevant party to fulfill its obligations under the agreement: earthquakes, floods, other natural disasters, fires, nuclear and other industrial accidents, as well as strikes, military actions, civil unrest or acts of state bodies that prevent compliance with the terms of the Agreement. All other obstacles regardless of their nature or characteristics shall not be considered force majeure except for those obstacles that will be specifically recognized by the parties as caused by force majeure.

9. FINAL PROVISIONS

9.1. The Agreement is concluded between the User and the Administration of the Internet Service regarding the procedure for using the Internet Service, is binding and is valid from the moment of acceptance of the Agreement by the users for an indefinite period.

9.2. All issues not regulated by this Agreement shall be resolved in accordance with the legislation of the Russian Federation.

9.3. E-mail address of the Internet Service Administration for consideration of requests from Users: info@recmoney.com

Publication Date: January 10, 2022 Published by the Administration of the Internet Service.