Loans between individuals and businesses

Are you looking for where you can have some money? Are you wasting your energy and time trying to get a bank loan? Continued refusals, paperwork and a bad credit score stop you from getting even a secured loan? «recMONEY» will solve all of your problems fast and efficiently!

«recMONEY» is a next-gen P2P and P2B platform where you can borrow as much you need against real estate, securities, jewelry, property rights, etc. or get an unsecured loan.

For whom «recMONEY» is created?

«recMONEY» serves as a source of reliable information; it has own user requirements and ensures effective collaboration between users. We unite those who want to lend money against a security and those who urgently need funding.

To be able to invest or get money, an entrant (either a legal entity or an individual) should sign up and pass a simple verification.

As reference, users select and agree upon a method of settlement by themselves, and we recommend choosing the safest and most secure of them.

We rate borrowers and lenders on a case-by-case basis, depending on data they leave on our website, number of successful transactions, and credit history. The rating will be lower in case of delayed loan payments or false data on the profile.

«recMONEY» provides an opportunity to find all of the currently existing types of lending, including:

• Auto loans (secured or unsecured) for legal entities and individuals;
• Secured loans for personal needs;
• Unsecured loans for personal needs;
• Money for legal entities and enterprises for doing business;
• Funding for small/ middle-size businesses to increase floating assets;
• Money for buying residential or non-residential real estate;
• Student loans;
• Money for a refinance;
• Medical loans, etc.

«recMONEY» may also be an effective investment tool.

You can advantageously invest any amount at any interest and for any period of time. «recMONEY» can be also used by banks to search for customers.

P2P and P2B Lending in a Nutshell

With P2B (person-to-business) lending, individuals provide loans to entities.

With P2P (peer-to-peer, or person-to-person), individuals provide loans to individuals.

The P2P and P2B lending market is growing rapidly as it offers more favorable conditions compared with conventional types of lending. The thing is that even those who keep getting declined loans or who have no time for paperwork may get money through this crediting principle.

Our borrowing/ lending scheme is as follows:

• Borrowers and lenders sign up and get verified on the «recMONEY» platform;
• Investors create individual offerings, including amounts they can provide, interest rates, and periods of time;
• A borrower explores offerings and selects the most suitable option;
• The investor receives and reviews the application to ultimately take either a positive or negative decision;
• If positive, the borrower and the lender negotiate the deal by themselves;
• The borrower gets money under conditions and in the manner as agreed with the lender;
• Upon termination of the agreement, the borrower pays back money, including interest.

An extensive database of users and a variety of offers, plus an opportunity to create a profitable offering by yourself to ensure real savings.

Important! Despite internal verifications, there is always a risk of fraud. Therefore, users should do due diligence in respect of each other before making a deal. There are many tools for this end, such as the website of the Federal Bailiffs Service, where you can find information about legally enforceable debts, outstanding loans and other debts, including related amounts.

The main advantages of this type of lending include:

• Least ancillary costs;
• Personalized offers;
• Fast decision making;
• Minimum requirements to borrowers;
• An opportunity to select a suitable lender;
• Public accessibility;
• Borrowing and lending money 24/7.

Advantages and Features of Our Platform

The «recMONEY» platform is as easy as ABC – we professionally help borrowers (individuals and legal entities), private lenders and organizations to invest or get loans.

We pay careful attention to each user and that is why we attach particular importance to such criteria as excellent quality, a wide choice, and convenience. A great number of positive reviews, many years of experience and professional approach are the things that build our reputation.

Advantages of using «recMONEY»:

• A wide selection of offers from legal entities and individuals worldwide. Our users do not doubt that they can find cash or effectively invest on «recMONEY»;
• Fast receipt of money and convenient process of publishing an ad. For those who wish to borrow money fast, «recMONEY» is the best solution (swift registration, quick search, and a simple application form);
• Regular update of the database enabling even a quicker and more effective search for a good offer;
• An opportunity to make money. «recMONEY» invites you to join the community of lenders and gain loan interest that is higher than deposit interest rates with a bank;
• By doing due diligence in respect of your potential borrowers/ lenders, you can minimize existing risks;

Once on our website, you’re very close to getting the amount you need. With our help, you can quickly find a lot of very good offerings that go through rigorous checks before they are added to our database. We continuously improve our interface for your convenience, and you can find many good deals in the recMoney database or create an offer of your own with the best possible conditions.

«recMONEY» is a reliable and effective solution of financial problems for borrowers and an opportunity for lenders to make their money work for them more profitably!